Remortgage with Bad Credit: We Could Help When Others Can’t

Gary Simmons at The Money Hub was amazing to work with. He handled my mortgage superbly, and despite it being a complex case for various reasons, managed to secure a mortgage very quickly and with the minimum of fuss and effort (on my part!). I had started my own application with another lender and he achieved in a week what I hadn't managed to achieve in five weeks! He helped me to compile and submit the information to the lender and acted immediately each time I provided required information. I cannot recommend highly enough!

Having arranged multiple mortgages, remortgages, and loans over the years, I've dealt with many financial and mortgage advisors. This is the first time I gave The Money Hub Ltd a go and I can honestly say that Gary is the best I've ever worked with. From the very beginning, Gary was professional, knowledgeable, and completely dedicated to securing the best possible outcome for me. He managed to find an excellent mortgage deal and guided me through every stage of the process with absolute confidence and expertise. What really sets Gary apart is his commitment to his clients. Whenever I had a question or concern, he was always available to help and explain things clearly. His communication was outstanding. Emails, calls, and messages were answered quickly, and I was never left wondering what was happening or what the next step would be. The mortgage process wasn't without its challenges, but Gary went above and beyond at every turn. Whenever problems arose, he tackled them head-on and worked tirelessly to find solutions. Nothing ever seemed too much trouble for him. His determination, persistence, and willingness to go the extra mile were truly remarkable. In an age where exceptional customer service can be hard to find, Gary stands out as someone who genuinely cares about his clients and takes pride in delivering the very best service. The amount of effort, hard work, and personal attention he invested was far beyond anything I have experienced with any other advisor. I would recommend Gary without hesitation to anyone looking for a mortgage or financial advisor. His expertise, responsiveness, professionalism, and dedication are second to none. He is a real asset to The Money Hub and a credit to his profession. Thank you, Gary. Your hard work, commitment, and outstanding support made all the difference, and I couldn't be happier with the result. ⭐⭐⭐⭐⭐

Outstanding once again. Everyone at The Money Hub is dedicated to finding the best financial outcome for your personal circumstances. They are always friendly and available to answer any questions, combined with utter professionalism. The Money Hub is all the financial advice you will ever need. We will be back…

The money hub - excellent if you need help with your buy to let mortgage definitely speak to Matt great advice and knowledgeable , Sonia was also fantastic helping us through the process. Highly recommend.

The money hub - excellent if you need help with your buy to let mortgage definitely speak to Matt great advice and knowledgeable , Sonia was also fantastic helping us through the process. Highly recommend.

John has been amazing and kept us informed every step of the way, worked around us working full time - got us the best offer and seen it through to the end - would highly recommend him and The Money Hub Ltd

Gary was very friendly and helpful. Kept me engaged and on point through the process, making sure that all the information I needed to provide was highlighted to be forwarded in a timely manner. The important thing? He gets results.

John has been an absolute hero. He is kind, patient, and genuinely listens. He took the time to understand my situation before helping me find achievable solutions to the obstacles I faced, and managed to navigate occasional moments of “slight overthinking” with real advice that was reassuring and actually helpful. In a nutshell, he made what felt overwhelming feel manageable, and was professional yet supportive throughout. John is total star, and I’ve already told him I’ll be seeking his help and expertise again in the not-too-distant future. Thank you so, so much!

John Murphy couldn’t have been more helpful. He was really supportive, clear and responsive. Cannot recommend him enough

Gary is first of all an amazing human, very dedicated to his work and worth every penny, I normally do not pay to my mortgage/financial advisors as they get their money through commission from banks, but on this occasion I chose Gary through recommendation and I must admit the amount of effort he put through to get my mortgage through by getting all the parties together was exceptional. Will certainly be using him again! Thank you Gary!!!

Honest down to earth and straight talking. Everything you wouldn't expect from your typical broker. Gave excellent advice even though he didn't make any money from the discussion. Will be returning to Matt in the future.

I am not one for writing reviews generally however I feel it only right on this occasion to do so. I recently contacted Matt for help with a delicate and time sensitive situation. He offered excellent advice and used his expert knowledge to assist me in my dilemma. His work did not produce any business for him this time round as my requirement changed. Nevertheless I can only thank him, praise his efforts and assure everyone I would highly recommend him. I will definitely be sure to contact him with my future requirements and hope anyone reading this does too.

Spoke to Matt who was very helpful, gave me a good insight into how the system works.

Matt at the Money Hub, was very professional, gave me very good, honest advise and an in depth rationale as to the bridging loan process.I would highly recommend talking to him.I will use his service if I need to go forward.

Gary Simmons has been absolutely incredible throughout my process which was extremely complex he’s dealt with my many meltdowns called me out of office hours to help me with paperwork and emails as I am useless when it comes to technology I couldn’t have asked for a better mortgage advisor I definetly wouldn’t have been able to purchase my commercial property without him I am forever grateful for all his help

Matt was very helpful all the way through. Very quick and efficient, easy to talk with, trustworthy and was keen to help me out of quite a tricky bridge loan being refused with many different companies

Matt took the time to listen to my situation, consider what services would be most appropriate to meet my needs and then took the next steps with regards to putting me in touch with the right people. He followed up on numerous occasions to see in which ways he could help if required. Despite me eventually not taking a financial product due to other circumstances, he remained courteous and involved. I was grateful for his expertise, time and input.

I spoke too matt today,he couldnt have been more helpfull and gave some really needed advice,i would contact him if needed any advice more than helpfull

Sonia and Matt provided clear advice and a solid service throughout the process. We had evolving requirements from the lender, especially just before completion, which Sonia kept across throughout and checked in across all phases. They set up a WhatsApp chat and it was a great way to progress the application, deal with paperwork and understand more. Would recommend to others for an efficient and hassle free process. Online portal was a lot less clunky than ones I’ve used for other businesses before and got things moving quickly.

Gary is an absolute legend! From our very first conversation, I was impressed by his knowledge, speed, confidence, clear communication, and friendly approach. Every stage of the process was thoroughly explained, and I felt fully supported and guided every step of the way. I only wish more professionals were as dedicated and skilled as Gary. I would 100% recommend him!

John and the team were very helpful and met all my needs. Good communication and process was pretty quick.

John and the team was very helpful throughout the whole process and had good communication from start to finish.

I didn’t need the loan in the end as my house offer was not accepted but Matt was great. Really helpful, patient and proactive. Would definitely come back to him when the need arises:

I recently approached Matt at The Money Hub regarding a bridging loan in what was a fairly time-sensitive property situation. Bridging finance was completely new territory for me and, if I’m honest, not something I would have considered lightly. However, given our circumstances, it became a necessary option. Matt took the time to clearly explain how it works, the costs involved, the risks, and the structure — which gave me real confidence and reassurance in what initially felt like a daunting step. The turnaround from initial enquiry to receiving a quote and agreement in principle was impressively quick. When we needed to make a small amendment to the figures, Matt handled it promptly and efficiently without any fuss. He was always available to answer questions, and his assistant Sonia was also extremely helpful and responsive throughout. Although our property purchase ultimately didn’t proceed, the service we received was professional, efficient and genuinely supportive. I wouldn’t hesitate to recommend Matt and The Money Hub to anyone considering bridging finance.

Excellent service great communication managed a really tricky financial development project , good fees and helped me through the process start to finish a brilliant Job well done .

Matt was able to find a nice low interest rate for a Bridging Loan to buy my house. Although the process with the lender was complicated, Sonia was there all the way through. Nothing was too much trouble for her. I would recommend the Money Hub if you are considering Bridging Finance.

Gary has been extremely helpful, explaining all of the financial options available to us. He has been kind, patient and a great source of knowledge. I would highly recommend Gary's services.

Matt was incredibly knowledgeable and helpful. He was upfront and honest in his recommendations which was much appreciated (and quite refreshing!). I certainly recommend The Money Hub.

Genuine, relatable, and incredibly knowledgeable. He goes the extra mile to offer truly valuable advice. Thank you so much, Matt!

Matt was very knowledgable and always available for a chat, great service

Matt is an absolute legend! The whole process of getting my bridging loan was smooth, transparent, and stress-free thanks to Matt’s professionalism and knowledge. Communication was excellent from start to finish — every question was answered quickly and clearly. I couldn’t recommend Matt and the team more highly if you’re looking for someone who truly goes above and beyond.

I found Matt on line and inquired about a bridging loan. He was incredibly helpful and knowledgable about the process. I would recommend the money hub and suggest you at least give him a call to check his rates as very competitive.

I found Matt on line and inquired about a bridging loan. He was incredibly helpful and knowledgable about the process. I would recommend the money hub and suggest you at least give him a call to check his rates as very competitive.

From the initial contact with Matt Wiseman the service that we received was extremely professional, friendly and we were expertly guided throughout the entire process. Matt, Sonia and the team made it possible for us to accomplish everything we set out to achieve with this project, and they will be invaluable as we move forward and grow our business. I would recommend The Money Hub for all your property financing needs.

Gary Simmons demonstrated professional expertise on refinancing and remortgaging, we received regular updates and feedback via phone calls and emails, his ability to get the job done effectively and efficiently is second to none.

The service I recieved from Gary Simmons from The Money Hub was outstanding. I contacted him on Thursday explaining my situation, and he took it all onboard, and by Tuesday i have had the offer confirmed. Throughout the whole process Gary was at the end of the phone, when i didn't understand something. I seriously cannot recommend him enough. Thanks for all your help and guidence. Best regards Richard Camp

We can not recommend highly enough the fantastic service that we received from John at The Money Hub. Having previously used The Money Hub for our mortgage borrowing which was made so stress free, with amazing customer service from beginning to end that when our fixed rate ended it was a no brainer to reach out and use the money Hub again. We were kept informed by John every step of the way, explaining anything to us that we didnt understand and taking all of the hard work and stress away, enabling us to carry on with our working days without worrying. We are extremely grateful to John for all his hard work and speedy results. Thank you so much again, John, for making it possible for us to have our forever dream home.

I have used the money hub quite a few times now, this occasion was my first ever bridging loan. Gary helped through the entire process and always helps in every aspect, to get the case through to completion, even when I was having doubts and thinking we was going to miss our completion date, Gary was able to keep me calm and reassured me everything was fine. We completed on the property in time and I am already looking for the next deal and will be in touch with Gary again. If you’re looking for a loan with professional advice and help I recommend Gary and the moneyhub highly. Thank you so much

Great service provided by Matt and Sonia from start to finish. From communication and follow up to finding the best product for my complex purchase, I would highly recommend them.

Helpful and responsive. Got my remortgage over the line with a great deal thats saved me money.

Very happy with the service we received. Communication was excellent and we were pleased with our mortgage result.

The team of Matt and Sonia were very supportive with a relative listening ear. Sonia, relates to you in a professional yet friendly and accommodating way. Sonia is resolute with her decision to help until completion is reached.

It was my first time purchasing a property via auction. Moneyhub made it a smooth and efficient process. Gary specifically guided me through each step of the process ultimately facilitating my purchase. I highly recommend Moneyhub without reservation for their excellent services.

Gary is doing a fantastic job in arranging bridging finance for us. His communication is excellent, keeping me updated with progress and dealing with issues that come up. He is easy to get in touch and if he is not available, he rings back promptly. He keeps me updated with progress on a regular basis, so if anything is holding things up, whether it is documentation or we are waiting for solicitors, it can be dealt with promptly. We are due to complete next week and he has been instrumental in pulling everything together to make this happen.

I would like to put on record my thanks to Matt Wiseman for the advice and time given to a financial issue that needed addressing with some urgency. Not only was the advice constructive and helpful but it was given freely and independently even though it ultimately may have meant not using The Money Hub for the solution.

Absolutely fantastic service from John. John done amazing job for me. Thank you

I would like to extend my heartfelt appreciation for the outstanding customer service provided by The Money Hub Limited throughout my entire experience with them. From the very first point of contact, their team demonstrated a remarkable level of professionalism, empathy, & commitment to ensuring that my case was handled with the utmost care & attention. Despite the complex & challenging nature of the case, The Money Hub team (John & Sonia) consistently went above & beyond to provide clear communication, expert advice, & timely updates. They made an effort to understand my specific needs, offering tailored solutions that were both practical & effective. Their dedication to resolving the issue was evident in every interaction, & I felt supported at every step of the process. What truly stood out was their unwavering patience & determination to achieve the best possible outcome, even when faced with obstacles. I never once felt like just another case; instead, I was treated with respect & genuine concern for my situation. The level of customer care I received was exceptional, & I would not hesitate to recommend The Money Hub Limited to anyone in need of their services. Thank you once again for making what was a stressful process so much more manageable. Your professionalism & commitment to excellence are second to none. Wayne T. Ramwell Law LL.B. (Hons) | LL.M. (Distinction) | SALS (Fellow) | UN GSP (Fellow) | Advance HE (Fellow) | PGCert HE | UKAT (Recognised Practitioner in Advising) Senior Tutor in Law at the University of Manchester Policy Assistant for a Member of Parliament (MP)

Gary is a superstar. He gave me great advice, such a lovely and friendly person to get advice from. He brightens up any call with his amazing personality. Very grateful for his advice.

Gary went above and beyond for our mortgage offer. He kept us well informed the whole time. He was very personable and I would 100% recommend. Thanks very much Gary, it’s been great working with you!

That was amazing, thank you ever so much. I’ve noted another review. I’ve done for him. Need to do the separate one because he helped on another matter for me on the Development project. Craig

Matt from The Money Hub was awesome, I had a really difficult situation potential eviction is it everything in his power to help?! as it happened a member of my family sorted that side out; however, as Matt doesn’t just do fire sales support he was able to help me in developing out more of the property I have and this became from what could’ve been a really negative situation into a hugely positive one. He tirelessly tried the lenders and put cases together for me. Big thank you to Matt. Craig

Matt from The Money Hub was awesome, I had a really difficult situation potential eviction is it everything in his power to help?! as it happened a member of my family sorted that side out; however, as Matt doesn’t just do fire sales support he was able to help me in developing out more of the property I have and this became from what could’ve been a really negative situation into a hugely positive one. He tirelessly tried the lenders and put cases together for me. Big thank you to Matt. Craig

Just wanted to say a big thank you to Matt at the Money hub. I found him to be incredibly helpful, knowledgeable and professional . It’s becoming rarer to find people like this and so I thought it was worth sharing here. Thanks again for fantastic service.

Had no problems at all with the Money Hub. Matt and Sonia were professional and helpful at all times. We managed to get the loan we needed. Excellent service from start to finish.

I am extremely happy with the service I received from Money Hub! A special thanks to Matt and Sonia, whose passion and dedication truly made a difference. As a first-time buyer of an auction property, I had many uncertainties, but Matt’s expert guidance and advice were invaluable. I didn’t even know that purchasing an auction property with just a 15% deposit was possible, but Matt helped me navigate the process smoothly. I can confidently say—choose Money Hub, and your life will be hassle-free and tension-free! Their professionalism and support made everything so much easier for me, and I couldn’t be more grateful. I highly recommend Money Hub to everyone looking for a seamless and trustworthy mortgage experience!

The Money Hub was excellent throughout the application and good value for money. A big thank you to Sonia and Matt from the money hub Would definitely use them again. Thank You.

Informative, friendly, dynamic, efficient. Costs were competitive and clearly explained in advance. Matt took time to understand my whole situation and adjusted the product selection accordingly. Really pleased with the service and will definitely go to Matt and Sonia for my next project.

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Thankyou Matt and Sonia for all your help getting a second charge mortgage. Due to poor credit score our options were limited but advice and support was given along the way and we got our mortgage.

I highly recommend Matt and Sonia. They were extremely helpful, professional, and understanding of my circumstances and found the right solution for my unique needs. I would definitely use them again.