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Get Your Quick Bridging Loans Agreed Today

Secure quick bridging loans; short-term finance to complete your purchase or raise the capital you need. Borrow between £150,000 and £3 million. Same day decision for residential and commercial bridging loans

 Low interest rates – from 0.45% per month*
 Same day decisions – AIP over the phone
 Completions within 2 working days**
 Specialist support all the way

When you need finance quickly, trust The Money Hub

Find out how much you could borrow
4.90 - 975 Customer Reviews

What our Customers say about us

4.9 - 975 Customer Reviews

Why use The Money Hub

We get quick results for people like you thanks to our expertise and our outstanding relationships with short-term lenders.

1. Specialists in securing finance for residential or commercial properties

We have the contacts to get you a great deal on short-term finance for your next residential / commercial property purchase.

Quick Bridging Loan

2. Hundreds of 5-Star Reviews

Our track record of providing 5-star service to clients just like you gives you peace of mind.

Quick Bridging Loan

3. Wide choice of lenders

Rather than being tied to a tiny panel of lenders we have access to over 50. Giving you more options.

Quick Bridging Loan

4. Fast decisions

We’ll let you know if it’s a “yes” on the same day**. Funds will be with you in as little as 2 days.

Quick Bridging Loan

Some of the lenders we use…

Who do we help?

If you’ve spotted a residential or commercial opportunity that requires a short-term loan to complete on the purchase ,or if you are developing a property and would like to raise additional funds to complete the project, we may be able to help you.

 

What is a bridging loan?

A bridging loan is a form of short-term finance typically over terms of 9 to 18 months. Bridging loans can provide funds when financing is needed quickly and can be secured against properties where traditional mainstream lending is not possible.

Taking out a bridging loan for you to complete on your new home

This is classed as a regulated loan and therefore full advice will need to be provided, which we can offer at The Moneyhub. These loans are for terms of 12 months and have no early redemption fees. Rates start from 0.55%pm up to 60% Loan to Value.

Typical example, borrowing £100,000 on a property valued at £350,000. Rate 0.55%pm and the monthly payments are added into the loan. Total repayable at the end of 12 months is £110,987. No early repayment charges apply.

Complete on your new home
Bridging loans for redevelopment and refurbishing

Taking out a bridging loan to invest and develop properties

These Residential & Commercial bridging loans are typically used for commercial projects with the aim to generate profits. Once any renovations/conversions are done people typically either sell or refinance the property with a mortgage to pay off the bridging loan.

Loan Terms are available up to 24 months and many loans have no early repayment charges. Rates from 0.45%per month with you having 40% deposit/equity.

Examples of what bridging loans are used for

Bridging loans can be used for a number of purposes:

  • Buying fast where speed is essential, for example, buying at auction
  • You may have lost your buyer for a property but still need to complete on the new purchase – Commonly known as a chain break.
  • You want to purchase, refurbish and then either refinance and rent (known as BRRR) or maybe sell once completed.
  • Convert a house into flats or a HMO
  • Convert a commercial property into residential use

How do residential bridging loans work?

You borrow the amount you need plus the main associated fees and interest is factored into the loan over the term. At the end of the term or earlier if possible you must pay the entire loan amount including interest and fees. For this reason, you will need to demonstrate that you have a plan in place, known as an exit strategy, to repay what you owe.

About The Money Hub

Our family-run business has spent more than a decade helping individuals and businesses secure financial products such as bridging loans, development finance, commercial, residential and Buy to let mortgages.

We provide a one-to-one expert service that focuses on your individual circumstances. You won’t find a ‘one size fits all’ attitude at The Money Hub. This lets us match you with the most appropriate lender, meaning every client gets the right deal for them.

Luckily you don’t just have to rely on our word for the excellence of our services. Hundreds of 5-star reviews are testament to our commitment to do the best for every single client.

Call 0204 587 1901 To Speak To An Expert

Lines Open: Mon-Thu: 9am – 6pm, Fri: 9am – 5pm
Alternatively request a call back at a time convenient to you.

Bridging Loans FAQs

How quickly will I get a decision?

We aim to give you a full decision in principle within hours. Ideally we like to see your documents, so sending these into us quickly is essential.

How soon can I access the funds?

Your approved bridging loan funds can be with you as soon as 48 hours after your application has been approved (lender offer issued) providing all the required legal work has been completed.

How much can I borrow?

We handle residential bridging loans for amounts between £150,000 and £3 million.

For commercial bridging loans of between £150,000 & £50 million. The most common loan-to-value (LTV) is 75%, but in some circumstances we may be able to secure 100% LTV when additional security can be used.

What interest rate will I pay?

Interest rates start from around 0.45%pm for commercial bridging loans, and 0.55%pm for FCA regulated residential bridge loans (see above illustration example). This is typically where there is 40% equity/deposit in the property.

When will I need to pay my residential bridging loan back?

Regulated bridging loans are for a max term of 12 months and can be redeemed early without any charges.
Non-Regulated bridging loans can be as short as 3 months and up to 24 months. Most don’t have any early payment charges, but some may charge this.

YOUR HOME OR CAPITAL IS AT RISK IF YOU DO NOT KEEP TO THE TERMS OF YOUR AGREEMENT

* 0.45% per month relates to a non-regulated bridging loan with you putting down a deposit or having equity within the property of 40%
** This is providing an online valuation can be done plus all legal paperwork due diligence has been completed. 48 hours 2 day lending provided by Lending Bridge on their website 04/02/2026

Use our qualifying tool to get a free initial indication in under 1 minute, this does not constitute financial advice. We will follow this up with a free no obligation call to help you and discuss your circumstances in more depth to confirm availability and suitability of any products, it’s only by speaking to one of our qualified advisors we can offer advice tailored to your circumstances.

THE MONEY HUB LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY AND IS ENTERED ON THE FINANCIAL SERVICES REGISTER (FCA.ORG.UK/REGISTER) UNDER REFERENCE 649189

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF COMMERCIAL FINANCE, BRIDGING AND BUY TO LET MORTGAGES. BUSINESS UNSECURED LOANS WOULD FALL UNDER COMMERCIAL FINANCE.

THE MONEY HUB LIMITED ARE A LICENSED CREDIT BROKER AND NOT A LENDER.